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Tip #5: Avoid excessive credit. If you have many lines of credit or several huge debts, you make a worse credit risk because you are close to “overextending your credit.” This simply means that you may be taking on more credit than you can comfortably pay off. Even if you are making payments regularly now on existing bills, lenders know that you will have a harder time paying off your bills if your debt load grows too much. The higher your debts the greater your monthly debt payments and so the higher the risk that you will eventually be able to repay your debts. Plus, statistical studies have shown that those with high debt loads have the hardest time financially when faced with a crisis such as a divorce, unemployment, or sudden illness. Lenders (and credit bureaus who calculate your credit score) know that the more debt you have the greater problems you will have in case you do run into a life crisis. In order to have a great credit score, avoid taking out excessive credit. You should stick to one or two credit cards and one or two other major debts (car loan, mortgage) in order to have the best credit rating. Do not apply for every new credit line or credit card “just in case.” Borrow only when you need it and make sure to make payments on your debts on time. You should also know that taking out lots of new credit accounts in a relatively short period of time will cause your credit score to nosedive because it will look as though you are being financially irresponsible
LMC Financial is a Certified Credit and Notary Company
About Our CEO
* Certified Credit Repair Specialist
* Certified Credit Score Consultant
* NNA/ LSS Mortgage Loan Signing Agent
*Medical Billing/Coding Instructor/Specialist
* National Content Writer
* Registered Tax Preparer
Letter From CEO
Thank You for Considering LMC (LoveMyCred) Financial Services for help with your Credit and Finance needs.
We strive to offer excellent customer service and deliver the best work possible when it comes to helping you with your Credit needs.
If you find that you are not receiving exceptional service- Please email me ANY concerns because we want to make sure you have the best customer experience.
Email: Crystal@LoveMyCred.com
Crystal Franklin has been published on multiple media platforms including some of the biggest known media outlets as a Credit and Finance Expert
WE CAN'T WAIT TO WORK WITH YOU AND GET YOU CLOSER TO YOUR GOALS
Keys To Financial Freedom Books
Keys To Financial Freedom - Home Edition
Keys To Financial Freedom E-Book- 99 Ways to Increase Your Credit Score
Keys To Financial Freedom - 12 Month Financial Planner
Keys To Financial Freedom - 12 Month Financial Planner
Keys To Financial Freedom E-Book- 99 Ways to Increase Your Credit Score
Keys To Financial Freedom - 12 Month Financial Planner
Keys To Financial Freedom E-Book- 99 Ways to Increase Your Credit Score
Keys To Financial Freedom E-Book- 99 Ways to Increase Your Credit Score
Keys To Financial Freedom E-Book- 99 Ways to Increase Your Credit Score
Our Services
WEALTH BUILDING
CREDIT REBUILDING
CREDIT REBUILDING
We are Certified Credit Score Consultants
We will contact the credit bureaus on your behalf to ensure that your credit report is up to date and accurate. We will challenge all inaccurate or unverifiable accounts reporting and work to clear up your credit rating.
CREDIT REBUILDING
CREDIT REBUILDING
CREDIT REBUILDING
We have a credit building system that is highly effective,along with our tools and education. We will help you build a healthy credit profile.
CREDIT MONITORING
CREDIT REBUILDING
CREDIT MONITORING
We will monitor your credit score and ensure your credit stays up to date with alerts and monitoring.